#finance.

Discover 21 professional prompt templates tagged with #finance. All templates are tested for 2026 reasoning models.

ChatGPTAdvanced

Unit Economics Analysis

Use Case: Financial planning and investor readiness

You are a CFO advisor who specializes in SaaS/marketplace/consumer business models. Analyze and improve the unit economics for my [business model] business. Inputs: CAC: $[amount]. LTV: $[amount]. Payback period: [X months]. Gross margin: [X%]. Monthly churn: [X%]. MoM growth: [X%]. Step 1: Calculate the key ratios (LTV:CAC, CAC Payback, Net Revenue Retention, Magic Number) and benchmark them against industry standards for 2026. Step 2: Identify the 2 biggest levers to improve LTV:CAC. Step 3: Build a sensitivity table showing how LTV:CAC changes if we improve churn by 1%, 2%, 3% and decrease CAC by 10%, 20%. Step 4: At what monthly revenue does this business become capital-efficient? Show your math.
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GPT-4oAdvanced

DCF Valuation Model Builder

Use Case: Determining the intrinsic value of a stock based on projected cash flows.

Act as a Senior Equity Research Analyst. Create a step-by-step Discounted Cash Flow (DCF) valuation framework for [Company Name]. Please: 1. Estimate the Free Cash Flow to the Firm (FCFF) for the next 5 years. 2. Explain how to calculate the WACC (Weighted Average Cost of Capital) including Beta and Equity Risk Premium. 3. Determine the Terminal Value using the Gordon Growth Method. 4. Calculate the Net Present Value (NPV) and the implied intrinsic share price. Provide a sensitivity analysis table for different growth rates and discount rates.
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GPT-4oAdvanced

Capital Budgeting & NPV Analyst

Use Case: Helping businesses decide which large-scale investments or projects to fund.

Act as a Financial Analyst. Evaluate two potential projects with the following initial outlays and expected cash flows: [Project A Data] and [Project B Data]. Calculate: 1. Net Present Value (NPV) at a [X%] discount rate. 2. Internal Rate of Return (IRR). 3. Payback Period. 4. Profitability Index. Recommend which project the company should pursue if they are mutually exclusive, and explain why NPV is generally superior to IRR.
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GPT-4oIntermediate

Forex Market Sentiment Analyzer

Use Case: Gauging currency market trends based on fundamental and technical drivers.

Act as a Forex Trader. Analyze the [Currency Pair, e.g., EUR/USD] based on current market sentiment. Evaluate: 1. Recent Central Bank statements (Dovish vs. Hawkish). 2. Economic data releases (GDP, NFP, Inflation). 3. Interest rate differentials. 4. Technical support and resistance levels. Provide a short-term (1-week) and medium-term (1-month) outlook with potential entry and exit zones.
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GPT-4oBeginner

Investment Risk Tolerance Profiler

Use Case: Helping new investors choose an asset allocation they won't panic-sell during volatility.

Act as a Financial Advisor. Ask me 10 targeted questions to determine my Risk Tolerance (Ability and Willingness to take risk). Based on my answers, categorize me as: Conservative, Moderately Conservative, Balanced, Growth, or Aggressive. Provide a sample portfolio allocation (Stocks, Bonds, Cash, Alternatives) that fits my specific profile and explain the maximum 'Drawdown' I should expect in a market crash.
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GPT-4oIntermediate

Tax-Loss Harvesting Strategist

Use Case: Reducing tax liability by strategically selling losing investments.

Act as a Tax Strategist. I have $[Amount] in unrealized losses in my brokerage account from [Stock/ETF names]. I also have $[Amount] in realized capital gains this year. Explain: 1. How I can use tax-loss harvesting to offset my gains. 2. The 'Wash Sale' rule and how to avoid it. 3. Suitable 'Replacement Securities' I can buy to maintain market exposure while staying compliant. 4. The limit on offsetting ordinary income if my losses exceed my gains.
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GPT-4oIntermediate

Small Business Cash Flow Forecaster

Use Case: Managing liquidity for small business owners to prevent cash shortages.

Act as a Fractional CFO. Help me build a 12-month cash flow forecast for my small business in the [Industry] sector. We have [Monthly Revenue], [Fixed Costs], and [Variable Cost %]. Anticipated seasonal changes include [Details]. Please: 1. Create a month-by-month projection. 2. Identify 'Burn Months' where cash might be tight. 3. Suggest a 'Cash Buffer' amount based on our risk profile. 4. Provide 3 tips for improving the cash conversion cycle.
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GPT-4oAdvanced

VC Term Sheet Reviewer

Use Case: Helping startup founders understand the long-term impact of venture capital terms.

Act as a Venture Capitalist. I have received a term sheet with the following key terms: [Valuation, Liquidation Preference, Participation, Anti-dilution, Board Seats]. Explain the implications of these terms for the founders and early employees. Highlight any 'founder-unfriendly' clauses and suggest how to negotiate for better terms in a Series A round.
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Claude 3.5 SonnetAdvanced

Macroeconomic Trend Analyzer

Use Case: Adjusting investment strategy based on global economic changes and monetary policy.

Act as a Macro Strategist. Analyze the impact of [Macro Event, e.g., Fed Rate Hike, High Inflation, or Oil Price Surge] on the following asset classes: 1. Equities (Growth vs. Value). 2. Fixed Income (Long-term vs. Short-term Bonds). 3. Commodities (Gold, Energy). 4. Real Estate. Provide a summary of 'Winners' and 'Losers' in this economic environment and suggest a defensive vs. aggressive portfolio tilt.
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GPT-4oAdvanced

WACC (Cost of Capital) Specialist

Use Case: Calculating the hurdle rate for corporate projects or as an input for DCF models.

Act as a Corporate Finance Manager. Calculate the Weighted Average Cost of Capital (WACC) for a company with the following profile: [Market Cap, Total Debt, Cost of Debt, Tax Rate, Risk-Free Rate, and Beta]. Show your work for: 1. Cost of Equity using CAPM. 2. After-tax Cost of Debt. 3. The weightings of Equity and Debt. 4. The final WACC percentage. Explain how a change in interest rates would impact this company's valuation.
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GPT-4oIntermediate

Portfolio Rebalancing Strategist

Use Case: Maintaining risk levels by bringing an investment portfolio back to its original target allocation.

I have a target asset allocation of [Target Allocation, e.g., 60% Stocks, 30% Bonds, 10% Crypto]. My current portfolio is valued at $[Total Value] and consists of [Current Breakdown]. Act as a Portfolio Manager and: 1. Identify the percentage drift for each asset class. 2. Calculate the exact dollar amount I need to buy or sell for each asset to return to the target. 3. Suggest a tax-efficient way to rebalance (e.g., using new contributions vs. selling winners).
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GPT-4oAdvanced

ARR & Growth Forecaster

Use Case: Projecting long-term revenue growth for SaaS and subscription businesses.

Act as a SaaS CFO. Help me forecast our Annual Recurring Revenue (ARR) for the next 4 quarters. I will provide: [Current ARR, MoM Growth Rate, Churn Rate, and New Sales Pipeline]. 1. Create a table showing projected ARR, Net New ARR, and Churn. 2. Identify the 'Churn Breakeven' point. 3. Suggest 3 strategies to increase LTV (Lifetime Value) to CAC (Customer Acquisition Cost) ratio. 4. Model a 'Best Case' and 'Worst Case' scenario based on a [X%] variance in sales performance.
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GPT-4oAdvanced

Medical Coding Compliance Auditor

Use Case: Ensuring healthcare practices are billing accurately and avoiding fraud/audit risks.

Act as a Compliance Officer. I will provide a clinical note and the associated codes: [Note and Codes]. Perform a compliance audit. 1. Does the documentation support the level of service billed? 2. Are there any 'upcoding' or 'undercoding' risks? 3. Is the specificity of the ICD-10 code accurate to the note? 4. Provide 3 specific recommendations to the provider to improve their documentation for future audits.
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GPT-4oIntermediate

Medical Coding & ICD-10 Assistant

Use Case: Assisting medical billing teams in selecting accurate diagnostic and procedural codes.

Act as a Certified Professional Coder. Given the following clinical summary: [Summary], provide the most accurate ICD-10-CM codes. Ensure the codes are specific to the highest degree (e.g., specifying laterality or chronic vs. acute). Also, suggest potential CPT (Current Procedural Terminology) codes for any procedures mentioned. Provide a brief justification for each code selection based on coding guidelines.
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GPT-4oAdvanced

Slow-Moving Inventory Liquidation Plan

Use Case: Freeing up cash flow and warehouse space by clearing out unsold or dead stock.

Act as an Inventory Liquidator. I have [Product Name] that is not selling and taking up space. 1. Suggest 3 tiered discount strategies (e.g., 30%, 50%, 70%). 2. Propose a 'Mystery Box' or 'Bundle' idea to move the stock. 3. Identify potential wholesale or B2B buyers for bulk liquidation. 4. Create an 'End of Season' sale email subject line and hook. 5. Advise on when to donate for a tax write-off vs. continuing to store.
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GPT-4oAdvanced

E-commerce Competitive Pricing Auditor

Use Case: Optimizing profit margins and market competitiveness through data-backed pricing adjustments.

Act as a Retail Pricing Strategist. I will provide my current product price: [My Price], my COGS (Cost of Goods Sold): [COGS], and my competitor's prices: [Competitor Data]. 1. Calculate the current gross margin. 2. Suggest a 'Value-Based' pricing tier. 3. Propose a 'Psychological Pricing' adjustment (e.g., .97 vs .99). 4. Recommend a dynamic pricing rule for sales events. 5. Analyze the impact of a [X%] discount on net profit.
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GPT-4oAdvanced

Retail Inventory & Demand Forecast Planner

Use Case: Preventing stockouts and overstocking by using historical data to predict future inventory requirements.

Act as a Supply Chain Analyst. Based on my sales data from the last 12 months: [Insert Data], help me forecast inventory needs for the next quarter. 1. Identify seasonal peaks and valleys. 2. Calculate the 'Safety Stock' level for our top 3 SKUs. 3. Estimate the 'Reorder Point' based on a [Number] day lead time. 4. Suggest an 'Economic Order Quantity' (EOQ) to minimize holding costs while avoiding stockouts. Provide a summary of potential risks like shipping delays or raw material shortages.
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GPT-4oIntermediate

Project Business Case & ROI Writer

Use Case: Securing funding and approval for a new project by proving its value and feasibility.

Act as a Business Consultant. Write a compelling Business Case for [Project Concept]. 1. Executive Summary. 2. Problem Statement (The pain points). 3. Proposed Solution. 4. Strategic Alignment (How it helps the company). 5. Cost-Benefit Analysis (ROI, Payback Period). 6. Alternatives Considered (and why they were rejected). 7. High-level Risks. Use professional language aimed at an Investment Committee.
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GPT-4oIntermediate

Project Budget Burn Rate Monitor

Use Case: Tracking project spending over time to avoid running out of funds before completion.

Act as a Project Accountant. I will provide the total budget: [$Budget] and the spend to date: [$Spend] over [Number] months. 1. Calculate the 'Monthly Burn Rate'. 2. Calculate the 'Runway' (how many months of budget are left). 3. Project the 'Expected Total Spend' at the current rate. 4. Identify if the project will finish over or under budget. 5. Suggest 3 cost-saving measures if the burn rate is too high.
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GPT-4oAdvanced

Earned Value Management (EVM) Analyzer

Use Case: Measuring project performance and progress objectively using cost and schedule metrics.

Act as a Project Performance Analyst. I will provide the following metrics: Planned Value (PV), Earned Value (EV), and Actual Cost (AC). 1. Calculate the Schedule Variance (SV) and Cost Variance (CV). 2. Calculate the Schedule Performance Index (SPI) and Cost Performance Index (CPI). 3. Interpret the results: Is the project ahead/behind schedule and under/over budget? 4. Forecast the Estimate at Completion (EAC) and Estimate to Complete (ETC). 5. Suggest corrective actions based on the trends.
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GPT-4oAdvanced

Project Budget & Cost Estimator

Use Case: Developing a realistic financial plan for a project to ensure funding and cost control.

Act as a Project Controller. Help me build a budget for [Project Name]. 1. Identify categories: Personnel, Materials, Equipment, Facilities, and Services. 2. Use 'Bottom-Up' estimation for the provided task list: [Task List]. 3. Apply a 'Contingency Reserve' (for known-unknowns) and a 'Management Reserve' (for unknown-unknowns). 4. Suggest a 'Cost Baseline'. 5. Define a 'S-Curve' spending plan over the project duration.
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